If you're among the people who are on the fence about a will, the best way to make smart decisions for your situation is to be armed with the facts.

If you've got a family, a home and any kind of financial account, having a will in place may be beneficial to you and your heirs. When done properly, a will can help individuals resolve everything from designating a guardian for children, to passing on a family-owned small business, and mitigating any intra-family conflicts.

We know family changes like marriage, divorce, births and deaths are all but guaranteed. These life events can render a will obsolete and unaligned to your wishes, can prove problematic if not updated.

Please Join us for this complimentary informational class. We will discuss how to create a solid life after work plan. Seating is limited, so register today!

This Educational Course is Complimentary, but Advance Registration is Required in order to attend.
Limited seats are available, be sure to register early in order to save your spot.

Did you know?:

• 64% of Americans say having a will is important, fewer than 32% have one.
• Only 43% of those age 55 or older have a will or living trust.
• 43% of U.S. adults blame procrastination as the most common barrier to estate planning.

These important topics will be addressed:

• Do I need a Will? Trust? Powers of Attorney? Health Care Directive?
• How can I avoid the cost and delays of PROBATE?
• How can I reduce Estate Taxes and leave more money to my loved ones?
• How can I protect my assets from the devastation of Nursing Home cost?
• Who will care for your underage children?
• How will you keep your heirs from frivolously spending his/her inheritance?
• Who gets your home, who inherits all of your bank accounts, who will get your assets?
• Can you avoid family arguments over your belongings and keepsakes?
• How can I create Tax-Free Income at retirement?
• Who decides your healthcare or end-of-life decisions?

If there's a common unaddressed problem in the financial plans of many adults of all income levels, it's what to do about their assets when they're gone. 50% of all Americans will die without a will and 76% of Americans do not have an up-to-date will.

Sources: caring.com

The Association of Financial Consultants is an educational resource for those close to retirement or recently retired. These educational workshops are presented by a select few retirement specialists who are dedicated to educating the public. There is NO SELLING or Sales Pitch allowed at these workshops. These are strictly for educational purposes. Our specialists are independent retirement specialists and do not work for any government entity. You’ll have the opportunity to meet one-on-one with our specialists.